The trailing drawdown on Instant Sim Funded accounts is set at 3% to 4% of the starting balance. It tracks the highest account balance achieved by the end of the day (5:00 pm EST) and keeps you within acceptable risk limits.
Starting max drawdown per account size
Account size | Instant Sim Funded (before 7/27/2026) | Instant Sim Funded 2.0 (on or after 7/27/2026) |
$25,000 | $1,000 | $1,000 |
$50,000 | $2,000 | $2,000 |
$100,000 | $3,000 | $4,000 |
$150,000 | $4,500 | $5,250 |
How the trailing works
Your breach level is active from the moment you start: starting balance minus your max drawdown (e.g. $50,000 − $2,000 = $48,000).
It trails upward as your account reaches new highs.
It moves up only at the end of the day, based on your closing balance. Intraday highs don’t move it.
It does not move down if your balance decreases.
The breach level is checked in real time. If your equity goes at or below it at any moment, the account is breached.
A breached account is closed.
When does the drawdown lock
Once your profit reaches the drawdown amount plus $100, the drawdown locks at your starting balance + $100 and no longer trails with your account growth.
Account size | Drawdown amount | Balance to lock drawdown | Drawdown locks at |
Instant Sim Funded (purchased before 7/27/2026) |
|
|
|
$25,000 | $1,000 | $26,100 | $25,100 |
$50,000 | $2,000 | $52,100 | $50,100 |
$100,000 | $3,000 | $103,100 | $100,100 |
$150,000 | $4,500 | $154,600 | $150,100 |
Instant Sim Funded 2.0 (purchased on or after 7/27/2026) |
|
|
|
$25,000 | $1,000 | $26,100 | $25,100 |
$50,000 | $2,000 | $52,100 | $50,100 |
$100,000 | $4,000 | $104,100 | $100,100 |
$150,000 | $5,250 | $155,350 | $150,100 |
Example ($50,000 account): your max drawdown is $2,000. Once your balance reaches $52,100, the drawdown locks at $50,100 and no longer trails.
The drawdown trails your highest end-of-day balance, never moves down, and locks at starting balance + $100 once your profit reaches the drawdown amount + $100. If your equity goes at or below it at any moment, the account is breached.
Example: intraday dip
Step | Amount |
Breach level | $48,000 |
Your equity drops during the day to | $47,500 |
Result | Breached, even if the day would have closed at $48,500 |