The trailing drawdown on Instant Sim Funded accounts is set at 3% to 4% of the starting balance. It tracks the highest account balance achieved by the end of the day (5:00 pm EST) and keeps you within acceptable risk limits.
Starting max drawdown per account size
Account size | Instant Sim Funded (before 7/27/2026) | Instant Sim Funded 2.0 (on or after 7/27/2026) |
$25,000 | $1,000 | $1,000 |
$50,000 | $2,000 | $2,000 |
$100,000 | $3,000 | $4,000 |
$150,000 | $4,500 | $5,250 |
How the trailing works
Dynamic calculation: the drawdown moves up as your account balance reaches new highs, but never moves down, even if your balance decreases.
End of day: it is based on your highest closed balance at the end of the day (5:00 pm EST), ensuring clarity and fairness.
Account breach: if your balance falls below the trailing drawdown level, the account is considered breached and closed.
When does the drawdown lock
Once your profit reaches the drawdown amount plus $100, the drawdown locks at your starting balance + $100 and no longer trails with your account growth.
Account size | Drawdown amount | Balance to lock drawdown | Drawdown locks at |
Instant Sim Funded (purchased before 7/27/2026) |
|
|
|
$25,000 | $1,000 | $26,100 | $25,100 |
$50,000 | $2,000 | $52,100 | $50,100 |
$100,000 | $3,000 | $103,100 | $100,100 |
$150,000 | $4,500 | $154,600 | $150,100 |
Instant Sim Funded 2.0 (purchased on or after 7/27/2026) |
|
|
|
$25,000 | $1,000 | $26,100 | $25,100 |
$50,000 | $2,000 | $52,100 | $50,100 |
$100,000 | $4,000 | $104,100 | $100,100 |
$150,000 | $5,250 | $155,350 | $150,100 |
Example ($50,000 account): your max drawdown is $2,000. Once your balance reaches $52,100, the drawdown locks at $50,100 and no longer trails.
The drawdown trails your highest end-of-day balance, never moves down, and locks at starting balance + $100 once your profit reaches the drawdown amount + $100. Falling below it is a breach.