Congratulations on your Instant Sim Funded Account! To be eligible to request a payout, you must meet three key requirements: the dynamic profit target, the 20% Consistency Rule, and the maximum payout amount for your account size. This article walks through each one with examples.
1. The profit target (dynamic)
You must reach a specific profit target to be eligible for each payout. This target is dynamic: it changes for your first three payouts to encourage consistent growth.
Payout | Profit target |
First payout | 6% of your initial account balance |
Second payout | 5% on top of your new balance (after the first payout is deducted) |
Third payout and all future payouts | 4% on top of your new balance (after the previous payout is deducted) |
Example using a $50,000 account
Step | Calculation | Balance to reach |
First payout |
|
|
Target | 6% of $50,000 = $3,000 | $53,000 |
Second payout |
|
|
Payout requested | $1,500 payout from $53,000 | New balance $51,500 |
Target | 5% of $51,500 = $2,575 | $54,075 |
Third payout |
|
|
Payout requested | $1,000 payout from $54,075 | New balance $53,075 |
Target | 4% of $53,075 = $2,123 | $55,198 |
2. The 20% Consistency Rule
This is a key performance metric. It ensures that your profits are earned steadily rather than from a single "lucky" day.
Rule detail | How it works |
The rule | Your single best trading day cannot account for more than 20% of your total accumulated profit at the time of your payout request |
The formula | (Best day profit / Total profit) x 100 = your consistency score |
Consistency examples
Example | Total profit | Best day | Score | Result |
Example 1 | $3,000 | $500 | 16.7% | PASS (below 20%) |
Example 2 | $3,000 | $1,500 | 50% | FAIL (above 20%) |
"I failed, how do I fix my score?"
If your score is too high, you fix it by accumulating more profit. Your best day needs to equal 20% of a new, larger total profit. Using Example 2: your best day is $1,500, so $1,500 / 0.20 = $7,500. You must grow your total profit to $7,500 (without having another day better than $1,500) to meet the 20% rule.
3. Maximum payout amount
To ensure consistent growth and risk management, there is a maximum amount you can withdraw per payout request. This limit is based on your account size and on when the account was purchased.
Account size | Max per payout |
Instant Sim Funded Accounts (purchased before 7/27/2026) |
|
$25,000 | $1,500 |
$50,000 | $2,500 |
$100,000 | $3,000 |
$150,000 | $3,500 |
Instant Sim Funded Accounts 2.0 (purchased on and after 7/27/2026) |
|
$25,000 | $1,000 |
$50,000 | $2,000 |
$100,000 | $2,500 |
$150,000 | $3,000 |
For more details, see Maximum Payout Until Live Explained.
Please note: if your profit exceeds the maximum payout amount, you can simply request the maximum. The remaining profit stays in your account to be withdrawn in a future payout request or to serve as a buffer.