At Top One Futures, we prioritize disciplined and sustainable trading. One of our key risk management guidelines on Instant Sim Funded accounts is the Consistency Rule, set at 20%. This article explains what the rule is, how it is calculated, and how you can stay within it.
What is the Consistency Rule?
The Consistency Rule requires that no single trading day accounts for more than 20% of your total profits at the time of a payout request. Your consistency score is calculated as your highest profit day divided by your total profits, and it must be 20% or lower before a payout can be approved.
Rule detail | How it works |
Threshold | Highest profit day may be at most 20% of total profits |
When it is checked | At the time of each payout request |
After a payout | The consistency calculation resets and starts fresh |
Trading day | Ends at 5:00 PM EST |
How is the Consistency Rule calculated?
Divide your highest profit day by your total profits. If your total profits are $10,000, your highest single trading day may not exceed $2,000 (20%). A day of $3,000 on the same total would be 30%, so the account would not yet be eligible for a payout. You would need to continue trading until total profits reach at least $15,000, bringing that day back to 20%.
Example of a passing scenario
A trader has the following profit days:
Trading day | Profit |
Day 1 | $1,800 |
Day 2 | $2,000 |
Day 3 | $1,900 |
Day 4 | $2,000 |
Day 5 | $2,300 |
Total | $10,000 |
The highest day is $2,300, which is 23% of $10,000, so the trader does not pass yet. After adding another $1,500 in profit (total $11,500), the $2,300 day drops to 20% and the account becomes eligible for a payout.
Tips to stay within the rule
Plan your trades: avoid chasing oversized gains on a single day.
Spread your gains: consistent, moderate profits across multiple days keep your score low.
Avoid high risk exposure: large positions can produce one outsized day that blocks your payout.
Monitor your score: track your highest day against your total profits before requesting a payout.
Please note: the Consistency Rule does not fail or close your account. If your highest day exceeds 20% of total profits, simply keep trading with consistent results until the ratio is back at 20% or lower, then request your payout.