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Top One Futures Account Comparison: Elite vs. Instant vs. S2F Sim Pro vs. Ignite accounts

Finding the right path to funding depends on your trading style, risk tolerance, and how quickly you want to access a funded environment. Below is a detailed breakdown of the four account models offered by Top One Futures.

Updated over a week ago


1-Step Elite Challenge


The 1-Step Elite Challenge is designed as a traditional evaluation pathway for disciplined traders. Under this model, you must successfully reach a specific profit target while adhering to risk management rules to prove your trading skills.

Once the profit target is reached and the Elite Challenge is passed, an activation fee is required to transition from the challenge phase to a funded environment where you then can work towards a payout.

This path is ideal for traders who are confident in their ability to pass evaluations and want to benefit from a 25% consistency rule, which is more generous than the rules found in the Instant or Ignite account models.

Account Type

Elite Challenge (evaluation)

Elite Sim Funded

Profit Target

6%

6% / 5% / 4%*

Daily Drawdown

2.5%

2.5%

Trailing Drawdown Type

End of Day

End of Day

Max Trailing Drawdown

3% / 4%**

3% / 4%**

Consistency Rule

No Consistency Rule

25%

Minimum Trading Days

None

None

Payout Caps

N/A

High

Profit Split

N/A

90/10

Maximum Accounts

Unlimited

3

Reset option

Yes

Yes

* Profit target per payout cycle. 1st payout / 2nd payout / 3rd payout

** Depends on account size



We also offer Instant Funding options for traders who want to immediately work towards a payout without having to pass a challenge beforehand. These accounts allow you to bypass the evaluation phase entirely, giving you direct access to a simulated funded environment from Day 1.



Instant Funding Options and Comparison

Account Type

Instant Sim Funded

S2F Sim Pro

Ignite Instant Funding

Profit Target

6% / 5% / 4%*

6% / 5% / 4%*

5% / 5% / 5%

Daily Drawdown

2.5%

2%

2.5%

Trailing Drawdown Type

End of Day

Intraday Trailing

End of Day

Max Trailing Drawdown

3% / 4%**

3%

3% / 4%**

Consistency Rule / ESS

20% Consistency

20% ESS

15% Consistency

Minimum Trading Days

None

10 Days (7 days Profitable)***

None

Payout Caps

High

High

Lower

Profit Split

90/10

90/10

90/10

Maximum Accounts****

3

6

6

Reset Option

No

No

No

* Profit target per payout cycle. 1st payout / 2nd payout / 3rd payout

** Depends on account size

*** A profitable day is defined as 0.1% of your starting balance

**** The Maximum Account numbers are based on our standard account limits.
During certain promotional periods, we may allow traders to purchase and trade more than the standard limit. This exception only applies to accounts purchased during that specific promotion. Check out our homepage for the current promotional account limits.




💡 Key Takeaways for Choosing Your Account

🏆 Why Elite? Ideal if you want the highest consistency requirement (25%) and a lower entry cost through an evaluation path. It is the most cost-effective way to secure a funded account where you will have EOD trailing drawdown and high payout caps.


🚀 Why Instant? Perfect for skipping the evaluation phase and working toward payouts immediately along with EOD trailing drawdown and high payout caps.

It's our most popular account type and is the perfect choice for traders who want to have an Instant Funded account with the necessary breathing room to manage your positions without pressure.


🔥 Why Ignite? While payout caps are lower per account, they are one of the cheapest Instant Funding accounts you can find in the industry and the ability to manage up to 6 accounts simultaneously make it the top choice for high-volume scaling.

On top of that, it's ideal for traders that don't want to worry about saving for a live account buffer; the caps naturally keep enough profit in your account so that you are fully prepared for your transition to a Live Account.


📊 Why S2F Sim Pro? The best fit for professional traders comfortable with intraday drawdown and and a structured 10-day payout requirement. It has a much lower cost than Instant Sim Funded Accounts, but still includes the high payout caps.

This account is designed for disciplined traders seeking low-cost instant funding, specifically those who have a goal of steady daily growth and have strict risk management in place.



🔍 Need more specifics?

We understand that choosing the right funding path is a big decision. While this overview covers the main differences between our models, you may have more questions or want to know more about a specific account type

You can find more detailed information about each of our individual account types in our FAQ. There, we break down the exact parameters for every account size to ensure you have everything you need to trade with confidence.




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