At Top One Futures, we allow traders to operate multiple accounts simultaneously to maximize their trading opportunities and strategy diversity. However, to ensure risk control, platform integrity, and fairness across the trading community, there are strict limits on the number of active funded accounts you can have at any one time.
Below is a complete explanation of how these rules work and what they mean for you as a trader.
❓ How Many Accounts Can I Have?
You can have multiple funded accounts of different types simultaneously. The limits are applied to each account category, allowing you to trade a diverse portfolio.
Here are the specific limits for our funded accounts:
Sim Funded Accounts (Elite & Instant)
You can have a maximum of 3 active Sim Funded accounts.
This can be any combination of Elite Sim Funded and Instant Sim Funded accounts, regardless of their size.
⚡ Update – Special Promotion:
$25k & $50k Instant Sim Funded Accounts now allow up to 5 accounts.
⚠️ Disclaimer:
If you already have 3 × $150k, you cannot add 2 × $50k (or other mix).
If you have 3 × $50k, you may now add 2 more.
This does not apply to Elite Sim Funded Accounts, with that account type the limit remains a maximum of 3 accounts.
S2F PRO Accounts
You can have a maximum of 5 active S2F PRO accounts.
This is in addition to your 3 Sim Funded accounts.
Ignite AF Accounts
You can have a maximum of 6 active Ignite AF accounts.
This is in addition to your Sim Funded and S2F PRO accounts.
This means you can have a grand total of up to 14 active funded accounts at one time (3 + 5 + 6).
⚠️ Important Notes
The 3-account limit applies specifically to Sim Funded Accounts (Elite and Instant).
S2F PRO accounts have their own separate limit of 5 active accounts.
Ignite AF accounts have a separate limit of 6 active accounts.
These limits do not apply to challenge accounts. You may have an unlimited number of active Elite Challenges.
💡 Special Promotions
During certain promotional periods, we may allow traders to purchase and trade more than the standard limit of S2F PRO accounts. This exception only applies to accounts purchased during that specific promotion.
🔄 Can I Mix Different Account Sizes and Types?
Yes! You have complete flexibility to mix and match different account types and sizes, as long as you stay within the maximum limit for each category.
For example, a trader could simultaneously hold the maximum number of accounts across all categories, like this:
✅ 3 Sim Funded Accounts (e.g., one 25K Elite, one 50K Instant, and one 100K Elite)
✅ 5 S2F PRO Accounts (e.g., five different 100K accounts)
✅ 6 Ignite AF Accounts (e.g., six 50K accounts)
This combination would total 14 funded accounts, which is the maximum allowed.
🚫 Can I Open More Than the Maximum Allowed Accounts?
No. If you wish to activate additional accounts beyond these limits, you would first need to request Support to pause or close an existing account.
Attempting to activate a 4th Elite/Instant funded account (beyond the 3 allowed) or a 6th STF Pro account (beyond the 5 allowed) may result in the oldest active account being breached, and no refund will be issued in that case.
These rules are enforced automatically by our system and are not subject to appeal.
📉 Can I Open a New Account After Closing One?
Yes! If you close or breach an existing account and are then left with fewer than your allowed maximums (3 Elite/Instant or 5 STF Pro), you are free to purchase or activate a new one—as long as you stay within the limits.
🔀 Can I Merge My Accounts?
At this time, Top One Futures does not allow account merging. Each account operates independently, and there is no functionality to combine balances, equity, or performance history between accounts.
However, you are permitted to copy your own trades manually across your three accounts if you wish to maintain consistency across them.
📊 Where Can I Check My Active Accounts?
You can view all of your active accounts by logging into your Top One Futures Trader Dashboard. This dashboard will display:
All current account IDs
Their stage (Challenge, Verification, or Funded)
Their status (Active, Breached, Closed)
Performance metrics and key details
It is your responsibility to monitor your active account count to ensure compliance with these limits.
🏠 Household Limit
In addition to the per-trader limits, please note that there is also a household limit for funded accounts:
A maximum of 3 Elite/Instant Sim Funded accounts per household.
A maximum of 5 STF Pro accounts per household.
A maximum of 6 Ignite AF accounts per household.
This means no more than three Elite/Instant funded accounts and no more than five STF Pro accounts can be active within the same household, even if they belong to different individuals.
These limits help us maintain fairness and prevent abuse through mass account stacking.
✅ Why Do These Rules Exist?
These account limits help ensure:
Fairness across all traders
Transparency in trading activity
Risk containment across the platform
Prevention of excessive multi-account manipulation (e.g., rolling/churning strategies)
We want to provide flexibility for scaling while preserving the integrity of our ecosystem for serious traders.
If you have questions about this policy or need help managing your accounts, please contact our Support Team directly through your dashboard.
If you have questions about this policy or need help managing your accounts, please contact our Support Team directly through your dashboard.